DMG's Insurance Requirements

To be a provider with DMG, your certificate of insurance (also known as a “COI”) must meet our requirements. 

You will need to work with your insurance agent to make sure your COI complies with the following: 

• Minimum $1M Commercial General Liability coverage is required and should include: Additionally Insured, AND, Waiver of Subrogation.
• List DMG in the "Description of Operations", like this: "Divisions Inc. dba Divisions Maintenance Group is additionally insured for both ongoing and completed/products of operations".
• Include DMG as a Certificate Holder, written like this: Divisions Inc. DBA Divisions Maintenance Group, 50 W 5TH Street, Cincinnati, OH 45202.
• Each Occurrence, Personal & Adv Injury, General Aggregate, and Products - Comp/Op Agg are $1M limits.
• The name of Insured must match your company name in Pro
• The policy must be active and have the policy number listed.
• Include at least a 30 day notice of cancellation
• Note: Auto insurance and Workers Compensation is also required. You do not need to upload these to DMG Pro.

View a sample insurance document (COI) that meets all requirements.

If you preform Snow or Ice Removal work, your coverage must also include:

• A written CG2292 Snow Plow Operations Coverage Endorsement page
  • Note: A list of endorsement/declarations will not be accepted

View a sample Snow Endorsement that meets these requirements.